:root{
  --navy:#1D2B53; --navy-2:#2E3F72; --green:#7FB77E; --green-d:#4C8A4B; --green-l:#E5F2E2; --sun:#FFC94A; --sun-l:#FFF3D1;
  --paper:#FFFDF7; --muted:#5A6482; --line:#E6E3D6; --wrap:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{font-family:'Nunito Sans',system-ui,sans-serif;font-size:17px;line-height:1.65;color:var(--navy);background:var(--paper);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
h1,h2,h3,.ys{font-family:'Young Serif',Georgia,serif;font-weight:400;line-height:1.1;letter-spacing:-.01em}
h1{font-size:clamp(42px,5.6vw,74px)}
h2{font-size:clamp(32px,3.8vw,50px);margin-bottom:16px}
h3{font-size:23px;line-height:1.2}
.lede{font-size:19px;color:var(--muted);max-width:56ch}
.sec{padding:96px 0}
.sec-green{background:var(--green-l)}
.sec-sun{background:var(--sun-l)}
.sec-navy{background:var(--navy);color:#E8ECF7}.sec-navy .lede{color:#B8C2E0}
.leaf-lbl{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:15px;color:var(--green-d);margin-bottom:14px}
.leaf-lbl svg{flex:none}
.sec-navy .leaf-lbl{color:var(--sun)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:16px;font-weight:800;font-size:16px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:background .2s,transform .15s,box-shadow .2s}
.btn:active{transform:translateY(1px)}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 4px 0 #0E1735}.btn-navy:hover{background:var(--navy-2)}
.btn-sun{background:var(--sun);color:var(--navy);box-shadow:0 4px 0 #D9A21C}.btn-sun:hover{background:#FFD56E}
.btn-out{border-color:var(--navy);color:var(--navy);background:#fff}.btn-out:hover{background:var(--green-l)}
/* topbar */
.topbar{background:var(--navy);color:#DDE3F3;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700}
/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,253,247,.95);backdrop-filter:blur(8px);transition:box-shadow .2s}
.hdr.scrolled{box-shadow:0 2px 0 var(--line)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:82px;gap:20px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo b{font-family:'Young Serif';font-weight:400;font-size:25px;line-height:1}
.logo small{display:block;font-size:12px;font-weight:700;color:var(--green-d);margin-top:2px}
.nav{display:flex;gap:6px}
.nav a{text-decoration:none;font-weight:700;font-size:15px;padding:8px 14px;border-radius:12px}
.nav a:hover{background:var(--green-l)}
.nav a.on{background:var(--sun-l)}
.burger{display:none;width:46px;height:46px;border-radius:14px;border:2px solid var(--navy);background:#fff;cursor:pointer;position:relative}
.burger span,.burger span::before,.burger span::after{position:absolute;left:11px;width:20px;height:2.4px;border-radius:2px;background:var(--navy);content:"";transition:.25s}
.burger span{top:20px}.burger span::before{left:0;top:-6px}.burger span::after{left:0;top:6px}
.burger[aria-expanded=true] span{background:transparent}.burger[aria-expanded=true] span::before{top:0;transform:rotate(45deg)}.burger[aria-expanded=true] span::after{top:0;transform:rotate(-45deg)}
.hdr-r{display:flex;gap:12px;align-items:center}
.mnav{display:none}
@media(max-width:980px){
  .nav{display:none}.burger{display:block}
  .hdr-r .btn{padding:11px 16px;font-size:14px}
  .mnav{position:absolute;top:100%;left:0;right:0;background:var(--paper);padding:10px 24px 24px;flex-direction:column;box-shadow:0 20px 30px rgba(29,43,83,.12)}
  .mnav.open{display:flex}
  .mnav a{padding:14px 0;border-bottom:2px dashed var(--line);text-decoration:none;font-family:'Young Serif';font-size:22px}
}
@media(max-width:420px){.hdr-r .btn{display:none}.topbar .wrap{font-size:13px}}
/* page hero */
.phero{background:var(--green-l);padding:72px 0 64px;position:relative;overflow:hidden}
.phero h1{font-size:clamp(40px,5vw,64px);max-width:16ch}
.phero p{margin-top:16px;max-width:56ch;font-size:19px;color:var(--muted)}
.phero .crumbs{font-size:14px;font-weight:700;color:var(--green-d);margin-bottom:14px}
.phero .crumbs a{color:var(--navy)}
.phero-leaf{position:absolute;right:-30px;bottom:-40px;width:300px;opacity:.9}
/* footer */
.ftr{background:var(--navy);color:#C3CBE6;padding:72px 0 28px;font-size:15px}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
.ftr .logo b{color:#fff}
.ftr .logo small{color:var(--sun)}
.ftr h4{color:#fff;font-size:15px;margin-bottom:12px}
.ftr ul{list-style:none;display:grid;gap:8px}
.ftr a{text-decoration:none}.ftr a:hover{color:var(--sun)}
.ftr .after{background:rgba(255,201,74,.12);border:1px solid rgba(255,201,74,.35);border-radius:18px;padding:18px;color:#F2F4FA}
.ftr .after b{color:var(--sun)}
.ftr-bot{border-top:1px solid #34437A;margin-top:48px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:13px;color:#98A3C9}
@media(max-width:880px){.ftr-grid{grid-template-columns:1fr 1fr}}
@media(max-width:540px){.ftr-grid{grid-template-columns:1fr}}
/* form */
.field{display:grid;gap:6px;margin-bottom:14px}
.field label,.flabel{font-weight:800;font-size:14px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:2px solid var(--line);border-radius:14px;background:#fff;font-size:16px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green)}
.field.err input,.field.err select,.field.err textarea{border-color:#D0473A}
.field .msg{display:none;font-size:13px;color:#B7392D;font-weight:600}.field.err .msg{display:block}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:560px){.row2{grid-template-columns:1fr}}
.ok{display:none;background:var(--green-l);border:2px solid var(--green);border-radius:14px;padding:14px 16px;margin-top:12px;font-weight:700}.ok.show{display:block}
/* faq */
.faq-item{background:#fff;border:2px solid var(--line);border-radius:18px;margin-bottom:10px}
.faq-q{width:100%;text-align:left;border:0;background:none;padding:18px 56px 18px 22px;font-weight:800;font-size:17px;cursor:pointer;position:relative}
.faq-q::after{content:"";position:absolute;right:18px;top:50%;width:26px;height:26px;margin-top:-13px;border-radius:50%;background:var(--sun) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M7 10l5 5 5-5' stroke='%231D2B53' stroke-width='2.6' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .25s}
.faq-item.open .faq-q::after{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 22px 20px;color:var(--muted);max-width:68ch}
.note{font-size:13.5px;color:var(--muted);margin-top:14px}
.sec-navy .note{color:#98A3C9}
.cta-band{background:var(--sun);padding:60px 0}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.cta-band h2{margin:0;max-width:20ch}
.cta-band p{margin-top:8px;font-weight:600}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}